Book · 2026
Commercial Credit Intelligence
Managing Debt, Covenants, Liquidity, and Lender Relationships
Ryan Toncheff, MBA
- Publisher
- LORIQ Technologies, LLC
- Published
- 2026
- Length
- 270 pages
- Format
- 6 × 9 inches
The eBook listings are linked on Amazon and Kobo below. Additional retailer purchase links will be added as edition-specific listings are confirmed. A Barnes & Noble author search is also linked below.
Overview
A practical framework for enterprise debt management
Commercial debt is more than a financing obligation. It is a critical component of enterprise financial strategy.
Commercial Credit Intelligence introduces a practical framework for managing commercial debt, financial covenants, liquidity, and institutional lender relationships.
Drawing on more than two decades of experience in commercial banking, credit analysis, corporate financial leadership, and capital advisory, Ryan Toncheff examines commercial lending from both the lender’s and borrower’s perspectives.
The book explores enterprise debt portfolio management, covenant compliance, financial risk management, capital structure decisions, and the role of technology in transforming financial information into actionable intelligence.
Through practical frameworks, financial examples, and an integrated enterprise case study, readers gain a structured approach to improving financial visibility, strengthening compliance, managing risk, and preserving strategic flexibility.
In the book
Key subject areas
- Commercial Credit Analysis
- Enterprise Debt Portfolio Management
- Financial Covenant Compliance
- Liquidity & Cash Flow Management
- Capital Structure & Financing Strategy
- Lender Relationship Management
- Financial Risk Management
- Technology & Financial Intelligence
Distribution
Retailers & Reader Reviews
AmazonView Book
Barnes & NobleView Book
IngramSparkComing Soon
WalmartComing Soon
Apple BooksComing Soon
Google Play BooksComing Soon
KoboView Book
GoodreadsView Book
Independent bookstore availability is planned, but no searchable ISBN-matched listing is confirmed.
The Amazon Kindle and Kobo eBook listings are linked above. Other retailers’ edition-specific availability has not yet been confirmed. The Barnes & Noble link opens search results, not a specific edition’s purchase page.
Edition details
ISBNs
- Paperback
- Amazon / IngramSpark
- 979-8-9821421-1-5
- No listing confirmed
- Hardcover
- Amazon
- 979-8-9821421-3-9
- No listing confirmed
- Paperback
- Barnes & Noble
- 979-8-9821421-4-6
- No listing confirmed
- Hardcover
- Barnes & Noble
- 979-8-9821421-5-3
- No listing confirmed
- eBook
- eBook
- 979-8-9821421-2-2
- Amazon & Kobo listings linked